Building an online presence

You spent a fortune on your website. So why are your user statistics so dismal?...

Sling yer hook!

There has never been a better time for the entrepreneur to contemplate divorce.

War Paint

What happens when a rough-and-tumble businessman enters the refined world of fine art? EN speaks...

Theme Park

Is running a theme park child’s play or a financial rollercoaster ride? EN examines the...

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Edward De Bono

The word “guru” is one of the most overused in the English language. From PR to plumbing, it seems to be applied to anyone with a big enough mouth and a modicum of achievement to back it up.

More interviews

Stephen Critchlow reveals...

It took him ten years to write a business plan for the IT firm that was a sideline to his Pharmacy career but both interests eventually led to the deal of his life. Elizabeth Donevan waits for the men in white coats as Ascribe boss Stephen Critchlow reveals...

Personal insolvencies fall - but long-term outlook is bleak
Friday, 15 February 2008

The number of personal bankruptcies in the North West has fallen over the last quarter, in line with the national trend.

Analysis by KPMG of figures from the Ministry of Justice demonstrates an 11 per cent fall in people petitioning for their own bankruptcty, from 3,487 in the third quarter of 2007 to 3,119 in the fourth quarter.

Nationally the quarter saw a fall of nine per cent in the number of people making themselves bankrupt in England and Wales and a 12 per cent fall in the number of individual voluntary arrangements (IVAs). The latter saw a 27 per cent decline over the course of 2007.

In England and Wales 11,981 people bankrupted themselves and 9,376 agreed an IVA in the quarter October to December 2007.

Paul Bateman, head of personal insolvency at KPMG in the North warned, however, that current economic indicators pointed to an increase in insolvencies over the coming months.





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Technology

Soft targets

Disgruntled staff are increasingly shopping their employers to the Business Software Alliance, in return for a hefty cash reward. Paul Gershlick, commercial, intellectual property and IT solicitor at Matthew Arnold & Baldwin explains how to protect your business.

Marketing

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The Directory

Education & Training